Free credit report and free credit score Spokane

In a November 30, 2004 story, a writer at the San Francisco Chronicle reported, "For $5, Experian offers its own Plus credit score." Summit Credit Union in Madison created an extremely instructive and detailed document on March 4, free credit report and free credit score Spokane 2005. They made screenshots of the annualcreditreport.com free credit report and free credit score Spokane ordering process. See the TransUnion disclaimer on page 19: "Note: Our Credit free credit report and free credit score Spokane Score may not use the same credit scoring model used by a lender when making a lending decision." That's their way of saying that the score is not a FICO. free uk credit report Another way that they say it is on page 21, where the scale of the score is delineated as 400-925. TransUnion, if you would like to clear things up for the record, write. Your email will be published right here, on this page. TransUnion's (fka Trans Union) cat-and mouse game goes all the way back to 1999, when all three CRAs' representative asked the oh-so compelling question, "Well, again, what scores?"!!?! free credit report and scores

Equifax cleaned TUC's and EXP's clocks by being first with a FICO score (free credit report and free credit score Spokane BEACON).

The question was disingenuous at the time, and a harbinger of the shell games TransUnion and Experian have played ever since. Congress: Who-- in their right mind-- would go to the trouble of getting their credit report, and then not get their FICO score?

Free credit reports were the best thing that ever happened to the credit bureaus. Certainly, the FACT Act amendment to the FCRA (subsection 609(f)) will settle that one. federal law free credit report On December 4, 2003, the President signed into law the Fair and Accurate Credit Transactions Act of 2003. Eleven months later, on 11/8/04, in the Federal Register, the FTC solicited comments.